Webinar: Insights Into The Expansion of New Preventive Care Benefits in HSA-Eligible Health Plans
NPC's Rochelle Henderson joins an expert panel to discuss the expanding generosity of HSA-eligible health plans.
"Insights Into The Expansion of New Preventive Care Benefits in HSA-Eligible Health Plans"
Thursday, September 22, 2022 | 2:00 p.m. - 3:00 p.m. ET
Thursday, September 22, 2022 | 2:00 p.m. - 3:00 p.m. ET
About the Webinar:
A 2019 IRS rule expanded the list of preventive services, giving employers and health plans more flexibility to cover certain medications and health care services prior to meeting the plan deductible in Health Savings Account (HSA)-eligible health plans. In this webinar, we will examine the popularity of the IRS rule, its impact on premiums and the effects of expanding the IRS rule.
Join NPC's Vice President of Research Rochelle Henderson, the Employee Benefit Research Institute (EBRI), and other industry experts on September 22 at 2:00 p.m. ET as they walk through expanding the generosity of HSA-eligible health plans.
Webinar Panelists
- Madeline Feldman, President, Coalition of State Rheumatology Organizations
- Rob Paczkowski, Senior Director, Global Benefits, eBay
- Katy Spangler, Co-Director, Smarter Health Care Coalition
- Paul Fronstin, Director, Health Benefits Research, Employee Benefit Research Institute
- Rochelle Henderson, Vice President of Research, National Pharmaceutical Council (moderator)
Webinar Registration
Resource Materials
Premium Impact of Expanding Pre-Deductible Coverage to Chronic Disease Management Medications
NPC-supported research from EBRI found that expanding pre-deductible coverage to chronic disease management medications under employer-led health plans would lower costs for patients while adding only minimal costs to health insurance premiums. Researchers found that expanding pre-deductible coverage to 116 chronic drug classes would have a relatively small impact on premiums, ranging from “1.3% to 4.7%.”
The Impact of Expanding Pre-Deductible Coverage in HSA-Eligible Health Plans on Premiums
A research report from the EBRI found that expanding pre-deductible coverage under employer-led health plans would have little to no impact on health insurance premiums while lowering costs for patients. Under current law, Health Savings Account-eligible high deductible health plans offered by employers have the flexibility to cover 14 medications and other health services used to manage chronic conditions prior to meeting the plan deductible.
Employer Uptake of Pre-Deductible Coverage for Preventive Services in HSA-Eligible Health Plans
Many large employers are expanding pre-deductible coverage for medications and health services used to prevent exacerbations of common chronic conditions and would like to further broaden this coverage, according to new NPC-funded research by EBRI.